Integrity Wealth Building offers many opportunities to grow your money.

Real Estate Investment

Real Estate investing is much more than buying a property and finding a tenant. Buying right is extremely important. Making the right improvements to the property to maximize our short-term cash flow, as well as increasing long-term value, is almost just as important. Finding the right long-term tenant is also crucial. Having a positive and open working relationshipwith them is key to keeping the cash coming in month after month.

Perhaps the most important key to being a real-estate investor is positioning yourself with the right people. Working with someone who has an immense amount of experience, an MBA in finance with an emphasis in real estate, a licensed contractor, and a person with an established team already in place may put you in the best position.

There has never been a better time to invest in real estate than now. Interest rates are low, property values are low, yet the market rent makes for a very high cash on cash investment with the potential for a large amount of appreciation in the future. All of our numbers are based strictly on the cash-flow we are seeing today, and any appreciation in the future is viewed as a huge bonus.

Debt Investment

When you invest in a Trust Deed or Mortgage, you become “the bank.”

Integrity Wealth Building is a bulk purchaser of Mortgages and First Trust Deeds throughout the United States.

Integrity Wealth Building acquires, manages, and sells performing, non-performing, and re-performing notes. We offer high-yield trust deed investments to private individuals, corporations, pension plans, 401Ks, retirement funds, IRAs, Roth IRAs, Self-Directed IRAs, and SEP accounts.

We have maintained a consistent and conservative approach to investing through several economic cycles, interest rate environments, and an ever changing real estate market. Our conservative investment model and tireless due diligence positions our partners to achieve aggressive returns that are not common in today’s investment environment.

Performing Notes

A Performing note simply means the borrower has consistently made the note payment. Trust deed investing is one of the safest possible investments you can make and an excellent way to diversify your portfolio. It is a proven investment concept, but more prevalent in today’s opportunistic economic environment.

A performing First Mortgage, also referred to as a First Trust Deed (in some states), is a recorded security instrument that attaches the debt to the property and lists the investor as the beneficiary. A First Trust Deed is a mortgage that has priority over all other Mortgages or Trust Deeds. This means that the First Trust Deed was recorded before any other liens, encumbrances, or trust deeds involving that particular property.

Non-Performing Notes

A non-performing defaulted First mortgage simply means the borrower is not making payments pursuant to the terms of the promissory note. Today, banks hold a large inventory of non-performing notes. Integrity Wealth Building has aligned itself with a few major banking institutions, and purchases these non-performing First Mortgages in bulk. If you are interested in purchasing a non-performing note or investing as a partner in a note please contact Integrity for more information. One of our specialists would be happy to speak with you and send you more information on the process.

Re-performing Notes

A re-performing note is a note that was delinquent or past due but is now paying again, either at original terms, at loan modification terms, or bankruptcy confirmed terms. Integrity Wealth Building has had an incredible amount of success purchasing non-performing notes and finding win/win scenarios with our borrowers and our investors. Home retention is a priority at our office and we will work with delinquent borrowers and give them every opportunity to save their home. This investment vehicle offers a very lucrative rate on return for our partners, and from a personal standpoint it is very rewarding to know we can help our borrowers achieve their goals while also achieving ours.

IRA’s & 401k’s

IRA’s A Self-Directed IRA is similar to other retirement accounts, with one significant difference; greater flexibility for investment options. The account owner has the power to make investment decisions; in other words, you may choose which assets to purchase. By working with the trustee, the IRA owner no longer needs to invest in low yield investments but may use these funds to invest in higher earning assets. A Self-Directed IRA provides more investment options, favorable tax benefits, and is simple to establish.
More Investment Options

As a Self-Directed IRA account owner, you have the freedom to purchase assets outside of the traditional equity markets and investment arenas. Some of the most notable of these investments include: real estate (domestic or international), notes, private placements, mortgages, commodities, LLCs, franchises, and tax lien certificates. These new areas of investment provide a greater level of portfolio diversification.

Favorable Tax Benefits

The second major advantage to a self-directed IRA is numerous tax benefits. Both the funds and the investment are protected against a host of various taxes. These taxes include: capital gains, income made in the portfolio, tax deductions, and asset protection. This IRA can also be used as an estate planning tool. These important elements provide the opportunity for retirement savings growth and asset protection.

A Self-Directed IRA is Simple to Establish

All self-directed IRAs are simple to establish. By completing the appropriate paperwork and transferring assets away from low-yielding current investments and the trustee, the account is established and alternative investments can be purchased from inside the account.

Clearly, a self-directed IRA is designed to provide flexibility, control, and asset protection.

Self-Directed 401K

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